Services

Help that fits your goal — and your date

We don't sell packages off a menu. Every engagement starts with a free consultation where we look at your actual report, talk honestly about what's possible, and map the path that fits your situation. What each service involves is explained fully on that call, before you decide anything.

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Done For You

Full-Service Credit Repair

Our core program. We do the work — you live your life.

We review your reports from all three bureaus with you, explain every item in plain English, and build a dispute strategy around your goal and your deadline. Then we write, send, and track every dispute letter, round by round, and a real specialist approves each letter before it goes out. You get updates as responses come in, and you always know what we're challenging and why.

Who it's for: people buying a home, seeking business funding, or rebuilding after a hard chapter — anyone with a real goal and a real date.

Start With a Free Consultation

Lily and Ruckus, the Leap Forward Solutions mascots

Home

Homeownership Readiness

Dreaming of a home? We teach you what mortgage lenders actually look at, help you prepare your credit step by step, and partner with lending professionals when you're ready.

Know Your Starting Line

We review your full report the way a lender will see it, and flag exactly what's standing between you and an approval.

Work the Plan

Disputes, utilization, and cleanup sequenced around your buying timeline — preparation typically runs a few months, planned with your date in mind.

Walk In Ready

When your file is ready, we connect you with lending professionals who treat you like a person, not a number.

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Funding

Business Funding Readiness

Funders look at both you and your business. We help you see your file the way they will.

Start with a quick business scan that shows where your business stands for funding. Then, on your consultation, we'll map the personal-credit cleanup and business steps that put you in the strongest position before you apply — so you walk in ready instead of hoping.

Run the Free Business Scan Book a Free Consultation

What the scan looks at

✓ Your business's funding profile, the way lenders see it
✓ Gaps that quietly cost owners approvals
✓ A clear next-step picture — no obligation to work with us

How the DIY route works

✓ Upload your credit report
✓ Follow the guided dispute steps, letter by letter
✓ Review every letter before you mail it
✓ Learn your rights as you go — the software teaches, too

DIY

Do-It-Yourself Dispute Software

Full service isn't the right fit for everyone. If you'd rather do it yourself, our dispute software walks with you.

The Dispute Engine is do-it-yourself credit repair software that guides you through every dispute letter step by step, so you can challenge inaccurate items with confidence — at your own pace, on your own schedule.

Who it's for: hands-on people who want real guidance without a done-for-you service.

Explore the DIY Software

More Ways We Help

When credit isn't the only obstacle

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Student Loan IDR Assistance

Struggling with federal student loan payments? Most borrowers qualify for income-driven repayment — but the paperwork stops many people. We walk you through the application and recertification, step by step.

Get Help

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ChexSystems & Banking Access

Blocked from opening a bank account? We teach you what ChexSystems and Early Warning Services reports are, help you get yours, and dispute inaccurate reporting so you can get back to normal banking.

Get Help

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Free Credit Education

Lily's Credit Academy is our free learning community: credit basics, live Q&A, and people on the same journey. Learn everything you can — hire us only if you want help applying it.

Start Learning Free

For Businesses & Aspiring Pros

Tools and training behind the scenes

Our consumer credit repair is the heart of what we do. We've also built tools and training for the people who do this work.

Leap Vault — Software for Credit Repair Businesses

The platform we built to run our own company: dispute letter automation, a full client portal and messaging, automated follow-ups and tracking, and FCRA / FDCPA / CROA compliance built in.

Explore Leap Vault

Credit Repair Training

Starting your own credit repair business, or stuck in the one you have? We teach what actually matters — the laws, the letters, the client care, and the business side nobody talks about.

Ask About Training

Ready When You Are

Start with the conversation. Everything else follows.

Book your free consultation, or start your credit monitoring signup so Christina can review your real report with you on the call.

Book a Free Consultation Start Your Credit Monitoring Signup