Credit Repair · Portland, OR · Serving All 50 States

Credit standing between you and your home — or your funding?

We help serious buyers and business owners fix what's holding their credit back, with a real date in mind: your closing, your loan, your next chapter. Education first, plain English always, and a real human walking with you.

“We sell tickets to dreams, not wolf tickets.”

Book Your Free Consultation 📞 Call 503-894-6121

The consultation is free, and you'll learn something useful in the first five minutes — whether you ever hire us or not.

Lily, Ruckus, and Razzle — the Leap Forward Solutions mascots — in a garden with butterflies and a ladybug
Start Where You Are

Pick your door

Every journey here starts with a conversation, not a sales pitch. Choose the one that sounds like you.

Leap

Talk to Christina

Book a free consultation and go over your real report together, line by line.

Book now → Home

Buying a Home

Getting mortgage-ready: what lenders actually look at, and a plan built around your date.

See how it works → Funding

Business Funding

Run a quick business scan to see where your business stands for funding.

Start the scan → Inquiry

Inquiry Playbook

Our free Inquiry Removal Playbook, plus plain-English guides that teach you your rights.

Get the playbook → DIY

Do It Yourself

Guided dispute software that walks you through every letter, step by step.

Explore DIY →
Simple Process

How it works

Three steps. No confusion, no pressure, no surprises.

1

Book a Free Consultation

Tell us what's going on. We'll review your situation, answer your questions, and give you honest advice — even if that advice is “you don't need us.” No charge, no obligation.

2

Get Your Custom Plan

We pull your reports, go through them line by line with you, and build a dispute strategy for your specific file. You'll understand every item we're challenging and why — and exactly what your plan involves before you decide anything.

3

Watch It Improve

We send the letters, track every response, and keep you updated. A real specialist reviews your file every round. You focus on your life — we handle the paperwork.

Book Your Free Consultation
What We Do

Credit repair that puts you first

Every service starts with teaching you what's happening and why. You'll always understand what we're doing and what to expect — before anything begins.

💕

Full-Service Credit Repair

We review your reports with you, explain everything in plain English, build your case, and manage every dispute letter from start to finish. A real specialist approves every letter before it goes out.

For: homebuyers, business owners seeking funding, and anyone working toward a real date.

Learn More
🌱

Do-It-Yourself Dispute Software

Prefer to do it yourself? Our guided software walks you through every dispute letter step by step. Upload your report, review each letter, and mail with confidence.

For: hands-on people who want guidance, not a done-for-you service.

Learn More
📖

Free Credit Education

Lily's Credit Academy is our free learning community: credit basics, live Q&A, and people on the same journey. Because everyone deserves better credit — whether or not you ever become a client.

For: anyone who wants to learn first. Free education, always.

Start Learning
See all services — student loan help, ChexSystems, homebuyer readiness & more →
Lily and Ruckus, the Leap Forward Solutions mascots
Why We Exist

Founded on a simple belief: everyone deserves a fair shot

Christina Magana founded Leap Forward Solutions after experiencing firsthand how credit barriers derail dreams. She built the company she wished had existed when she needed it most.

That means education before enrollment. Plain English before paperwork. And the cases other companies turn away — complicated files, domestic violence survivors rebuilding financial lives, ChexSystems blocks — are exactly the people we're here for.

Our promise: we will teach you before we sell you anything, and we will never promise you a score, a deletion, or a timeline — anyone who does isn't being honest with you.

Meet Christina & the Mascots
Real People, Real Results

What our clients say

Watch a client tell it herself, and read real reviews straight from Google. We read every one — they keep us honest and keep us going.

★★★★★

“I chose Leap Forward Solutions to help me with my credit issues because I wanted to buy my first home… Christina, who was my account manager, helped me get from a 480 score up into the 600s. She cleaned up my credit and I couldn't be more happy.”

Laurel — client testimonial, on video

★★★★★

“Christina was super helpful and got me and my husband where we needed to be to buy a house… she was diligent, communicative and understanding! Truly recommend her services.”

Janisa San Agustin — via Google

★★★★★

“I can't recommend her enough! She worked on my credit quickly and efficiently, delivering amazing results in such a short amount of time… You're not just another number to her.”

Amanda Melander — via Google

★★★★★

“When I first started working with her, my credit score was in the low 400s. Thanks to her hard work and dedication, my score is now almost 700.”

Carol Gastelum — via Google

★★★★★

“We went from poor to good in under 45 days and it continues to improve steadily… I truly HIGHLY RECOMMEND Christina for your credit repair needs!”

Phil Kurzhals — via Google

★★★★★

“She doesn't just tell you what to do and leave you on your own, she walks with you through the entire process… I was able to buy a newer car… and start on the path of buying a house!”

Alisha Chambers — via Google

★★★★★

“Amazing company. They really care about their clients and go above and beyond… 100% would recommend to anyone needing their credit worked on!”

Matt Sweet — via Google

Read all reviews on Google
No Pressure, Ever

Your credit comeback starts with a conversation

Book a free consultation, or start your credit monitoring signup so we can look at your real report together.

Book a Free Consultation Start Your Credit Monitoring Signup
📞 Call Now Free Consultation