Straight answers. No sales pitch.
Every file is different, so we don't post prices or sell packages off a menu — and you should be careful with any company that quotes you before they've seen your report. On your free consultation, we review your actual file, explain exactly what your plan would involve and what it costs, and you decide with everything on the table. The consultation itself is always free.
No — and be careful with anyone who does. No honest company can promise outcomes, because the bureaus and furnishers make the final decisions. What we promise is a thorough file review, plain-English explanations, and challenging everything that's inaccurate, unverifiable, or unfair under the law — with a real specialist reviewing every round.
No. We never charge upfront — that's the law, and it's also just right. Your consultation is free, and billing only ever begins after you enroll and work has started.
Full service means we handle the work — review, strategy, letters, follow-up — with a real specialist approving every letter. The DIY dispute software gives you guided software to do it yourself, step by step. Choose based on how much hands-on help you want; your consultation will help you decide honestly.
Complicated cases are our specialty — identity theft, financial abuse recovery, ChexSystems blocks, mixed files. Book a free consultation and we'll tell you honestly what's possible: 503-894-6121.
Absolutely — that's the point. Our education community and guides are free, with no catch. Learn everything you can; hire us only if you want help applying it.
It depends on your file, your goal, and how the bureaus respond — anyone who quotes you an exact timeline before seeing your report is guessing. On your consultation we'll give you a realistic picture based on your actual report and your date.
Book a free consultation online, or call 503-894-6121 and talk to a human. Either way, you'll learn something useful in the first five minutes.
Still wondering about something?